Any legal commercial enterprise, registered and approved by Finso, providing services and products to you is considered a Finso-partnered Retailer.

Any legal financial institution digitally integrated with Finso to provide mobile banking services and products to you is considered a Finso-partnered Bank.

When you shop from a Finso-partnered Retailer, you may pay to the Retailer by borrowing from a Finso-partnered Bank. As a borrower, you are usually liable to pay interest on your debt until you repay the principal amount borrowed plus the interest. You can make your payments via monthly installments.

You may consider paying some part of your shopping by cash and get shopping loan for the rest. Finso enables you to pay the Retailer down payment via Electronic Funds Transfer or Wire Transfer and apply for loan for the rest of your shopping.

You can shop from a Finso-partnered Retailer. This time, instead of getting loan, you may prefer to pay the whole amount of your shopping to the Retailer by money transfer. Finso enables you to pay the Retailer via Electronic Funds Transfer or Wire Transfer. You will know in advance the processing charges that may be incurred by your bank for the money transfer.

You may just get personal loan from a Finso-partnered Bank for your needs. As a borrower, you are usually liable to pay interest on that debt until you repay the principal amount borrowed plus the interest to the Bank. You can make your payments via monthly installments.